A bill to roll back some costly car insurance requirements gets a hearing at the Capitol. The bill’s author, state Representative John Nygren (R-Marinette), said there’s been more than enough finger pointing over the changes to mandatory auto insurance requirements which where included as part of the state budget.

Despite a new provision to make insurance mandatory, Nygren believes increases in premiums will have the unintended consequence of forcing many more people to drive without insurance than is the case now. “The basis for people to be able to buy insurance is their cost, and what’s going to be coming out of their pockets,” said Nygren. “People are struggling, they’re going to be making decisions about what they can afford.”

But state Insurance Commissioner Sean Dilweg said premium changes have been all over the board. “I would caution against doing anything extreme at this time,” Dilweg told members of the Assembly Commitee on Insurance on Tuesday. “This was just put in place four months ago. I think it’s worth seeing how this pans out over the next few years.”

The bill from Nygren would not overturn the mandatory insurance requirement, but does roll back minimum liability limits and so called “stacking” provisions.

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